Hard Money Loans
Pine Tree Lenders facilitates deals between investors and borrowers who are in need of short term real-estate loans.
Invest with Pine Tree Apply for a Loan
Three Steps to Invest
Join our Investors Group
Join our Investors Group to receive exclusive updates about properties available for hard money loans. By letting us know your intended investment range, we can provide tailored opportunities that match your financial plans.
Agree on Property to Fund
Pine Tree Lenders will provide properties that have undergone rigorous verification by our expert brokers, ensuring these opportunities represent excellent deals for our clients.
Collect Interest Payments
After all contracts are signed and money is sent. Borrowers will send Monthly Interest payments directly to you
Hard Money Loans
A hard money loan is a short-term, asset-based loan used primarily by real estate investors to finance property purchases or renovations. These loans differ from a mortgage, because the loan application is based mainly on property value rather than credit score. As a result, these loans will usually have higher interest rates. They are a good resource for those that need quick financing or who can not qualify for a traditional loan.
Why invest in Hard money loans?
Pros of Investing in Hard Money Loans
- High returns: Hard money loans usually have higher returns than stocks, bonds, and mutual funds.
- Short-term investment: Hard money loans are usually short-term investments. Loan terms range from a few months to a few years. Investors will be able to quickly earn returns on their investment without locking up their money for a long period of time.
- Collateralized investment: Hard money loans are collateralized through the borrower’s property. If a borrower were to default on the loan, the investor can seize the property to recover their investments. As a result, the risk of losing your investment is lowered.